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PREMIER SOTHEBY'S INTERNATIONAL REALTY North Naples Office across from The Ritz Call me at (239) 272-6170

"True delight"
"Mara has made the house hunting process a true delight with their patience, professionalism, guidance and good humor".
"Buyer from New Ipswitch, NH" (Brookside)
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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PREMIER SOTHEBY'S INTERNATIONAL REALTY North Naples Office across from The Ritz Call me at (239) 272-6170

Get Free Presentation On My Home Marketing.
Before signing a contract with any REALTORŽ, make sure you know EXACTLY how your home will be marketed.
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"Knowledgable, friendly and patient"
"Now whenever anyone asks us for the name of a good Realtor, we refer them to Mara."
"Tony & Chelon Perez-Benitoa" (Vineyards Buyers)
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is one of The Top Selling Real Estate Experts™
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About Me: Naples, North Naples and Bonita Springs Florida home buying, real estate listings, and homes for sale in Collier County, FL

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Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Q	What four states in the Southwest are noted for having boundaries that touch.
A	New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries.
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Appraisers: LaPlatte Appraisal Services, Inc.
LaPlatte Appraisal Services, Inc. is a real estate appraisal company specializing in Residential real estate valuation.
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The Mara Muller Team, REALTORŽ, real estate agents and broker for Naples, North Naples and Bonita Springs Florida home listings, property and land for sale - Best Image Agent(s)

Mara Muller, Broker Associate, ABR, CRS
Premiers Sotheby's International Realty
Across from The Ritz-Carlton
325 Vanderbilt Beach Road
Naples, Florida 34108
Mara's Cell: 1-239-272-6170
Office: 1-239-594-9494
Email: Mara@MaraSellsNaples.com
Since 1996, Mara Muller has been fortunate to call Naples home. For your benefit, she is a Certified Residential SpecialistŽ (CRS, a designation earned by fewer than 3% of Realtors nationwide), an Accredited Buyer's RepresentativeŽ (ABR), and e-PRO agent. Mara will focus your search for the perfect Dream Home or effectively market your house for its maximum price. Her expertise has been utilized by almost 150 Happy Buyers and Sellers in the past 9 years, resulting in approximately $100,000,000 in sales. Mara Muller has been honored by the Womens Council of REALTORSŽ with the Top Producer Awards General Real Estate Sales three years in a row and Gulfshore Life magazine has awarded Mara "Five Star: Best in Client Satisfaction for each of the past 6 years, in addition to writing the monthly real estate column for the past 8 years for Neapolitan Family Magazine. A New England native, Mara is a graduate from The Moses Brown School in Providence, and McGill University in Montreal.

www.MaraSellsNaples.com is brought to you by The Mara Muller Team
Best Image Agent(s)™ in real estate for Naples, North Naples and Bonita Springs, Florida

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