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PREMIER SOTHEBY'S INTERNATIONAL REALTY North Naples Office across from The Ritz Call me at (239) 272-6170
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"True delight"
"Mara has made the house hunting process a true delight with their patience, professionalism, guidance and good humor".
"Buyer from New Ipswitch, NH" (Brookside)
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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PREMIER SOTHEBY'S INTERNATIONAL REALTY North Naples Office across from The Ritz Call me at (239) 272-6170
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"Work for you to do what needs to be done"
"She is realistic in what she says is going on in the market, what you can expect and what she can do for you".
"Kelly L. Valdivia" (Seller in Pelican Marsh)
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Get Free Naples, North Naples and Bonita Springs School Reports From Local Experts, Quickly by Email Everyone offers free school reports. I do too! Plus I offer more. As a top Naples, North Naples and Bonita Springs REALTOR®, I can tell you things about the schools that no report generated by a computer will ever know. Remember, I consult with people moving to the Naples, North Naples and Bonita Springs, Florida area on a daily basis. It's my job to know, and my job to tell you. Call me for a first-hand experience of the local schools. Or fill out this form to send me a message right now. It's free and without obligation. I'll get back to you immediately with a phone call, a free report, or a brochure from a local school... What ages are your children? We'll tell you what your choices are for schools in Naples, North Naples and Bonita Springs. It's our job to help! There's no obligation, and we promise to get back to you quickly... 
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Foreclosures >4. Foreclosure Alternatives There are several alternatives for a homeowner to consider when foreclosure is looming. Before proceeding, a homeowner must first choose whether or not he or she wants to keep his or her home.
If a homeowner wants to keep their home:
- Repayment plan: The homeowner establishes a payment schedule with the lender to pay the delinquent amount.
- Special forbearance plan: The homeowner requests a temporary reduction or payment suspension that will be increased after a set specific period of to repay the delinquent amount.
- Modifying the mortgage: The homeowner can refinance the debt and/or extend the term of the loan.
- HUD partial claim: If the homeowner has a loan insured by the Federal Housing Administration the lender can get a one time payment from the FHA-Insurance Fund to get the mortgage payments up to date.
- Refinance: The homeowner can negotiate a new loan with a different interest rate in order to make smaller payments.
- All options listed are subject to approval of the lender.
If a homeowner does not want to keep their home:
- Sell the house: Depending on the situation, the homeowner may be able to sell the house for more than is owed to the lender.
- Assumption: The homeowner turns over possession of the house to another person who then assumes the responsibility of the payments.
- Short sale: The lender and the homeowner come to an agreement to sell the home at a loss in order to get the homeowner out.
- Pre-foreclosure sale: The homeowner can sell the home and use the proceeds to settle the mortgage debt, even if the proceeds are less than the amount owed.
- Deed in Lieu of Foreclosure: The homeowner surrenders the property to the lender without further damage to his or her credit.
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Where is the world's oldest castle located?
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The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories. |
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Mara Muller, Broker Associate, ABR, CRS
Premiers Sotheby's International Realty
Across from The Ritz-Carlton
325 Vanderbilt Beach Road
Naples, Florida 34108
Mara's Cell: 1-239-272-6170
Office: 1-239-594-9494
Email: Mara@MaraSellsNaples.com
Since 1996, Mara Muller has been fortunate to call Naples home. For your benefit, she is a Certified Residential Specialist® (CRS, a designation earned by fewer than 3% of Realtors nationwide), an Accredited Buyer's Representative® (ABR), and e-PRO agent. Mara will focus your search for the perfect Dream Home or effectively market your house for its maximum price. Her expertise has been utilized by almost 150 Happy Buyers and Sellers in the past 9 years, resulting in approximately $100,000,000 in sales.
Mara Muller has been honored by the Women’s Council of REALTORS® with the Top Producer Awards General Real Estate Sales three years in a row and Gulfshore Life magazine has awarded Mara "Five Star: Best in Client Satisfaction for each of the past 6 years, in addition to writing the monthly real estate column for the past 8 years for Neapolitan Family Magazine. A New England native, Mara is a graduate from The Moses Brown School in Providence, and McGill University in Montreal.     
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