Naples, North Naples and Bonita Springs real estate and homes for sale in Florida - Mara & Michael Muller, REALTORS® The Mara Muller Team REALTORS(r) for Naples, North Naples and Bonita Springs, Florida real estate - NUMBER1EXPERTS™ The Mara Muller Team NUMBER1EXPERTS(tm) for Naples, North Naples and Bonita Springs, Florida real estate
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The Mara Muller Team, REALTOR®, real estate agents and broker for Naples, North Naples and Bonita Springs Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
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"Mara and Michael have made the house hunting process a true delight with their patience, professionalism, guidance and good humor".
"Buyer from New Ipswitch, NH" (Brookside)
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Mortgage Prequalification: Naples, North Naples and Bonita Springs Florida home buying, real estate listings, and homes for sale in Collier County, FL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Naples, North Naples and Bonita Springs REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Titles >Quitclaim Deed

Homeowners who are selling property they purchased many years ago are sometimes dismayed to discover that a lien must be paid on their house. The lien can be the result of work done by a contractor that was never recorded as "paid in full." To challenge such a lien, the buyer can release it by posting a bond pending adjudication. In other cases, a title search may disclose claims against the property by an ex-spouse, past heir, or a former owner. A simple quitclaim deed may be used in such a case. A quitclaim deed allows the person involved to sign over whatever rights he or she may have had in the property without laying any claim to it.

If the seller will not be receiving the proceeds from the sale of their present home in time to close on a new home, it may be possible to arrange a swing loan. Most real estate transactions involve some hesitation and questions on the part of the seller and the buyer. The real estate agent can help to bring the property sale to a successful conclusion by providing solutions that satisfy all parties and resolve any outstanding issues.

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Real Estate Trivia
Q 
What are the three most common environmental toxins for which homes are tested?

A 
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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The Mara Muller Team, REALTOR®, real estate agents and broker for Naples, North Naples and Bonita Springs Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Mara & Michael Muller, Realtors
Premier Properties of Southwest Florida, Inc.

Across from The Ritz-Carlton
325 Vanderbilt Beach Road
Naples, Florida 34108
Mara's Cell: 1-239-272-6170
Office: 1-239-594-9494
Email: Mara@MaraSellsNaples.com

The Mullers have raised their family and worked in Naples since 1996. As a Realtor in Naples, Mara became a record-setting Rookie of the Year in 2002. In addition to writing the monthly column "Real Estate for Real People" for the magazine, Neapolitan Family, she is a Certified Residential Specialist (CRS, a designation earned by fewer than 4% of Realtors nationwide), an Accredited Buyer's Representative (ABR), and e-Pro agent. Michael Muller worked the first 10 years of his career in relationship management for the Commerzbank and Banque Nationale de Paris in Europe. In 1996 Mara and Michael moved from The Netherlands to Naples, where for six years Michael was a private banking officer and lender at Northern Trust and a VP Consulting for a Florida-based Investment Advisory firm. For the past two years the Mullers have been honored by the Naples Chapter of the Women’s Council of REALTORS® with the Top Producer Awards General Real Estate Sales!

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